Skip to content Reviews Reviews Reviews Reviews: The Merrick Bank Double Your LineTM Visa® Credit Card, the Merrick Bank Secured Visa® Credit Card, and the Merrick Bank Visa® Card are the three credit card options available from Merrick Bank. These cards do not offer any perks, unlike points or cashback cards. Instead, they target consumers who have restricted credit access or who want to boost their credit histories.

Although Merrick Bank does report your payment history to all three credit bureaus, which assists cardholders in building credit, the exorbitant rates for this service are not worth paying. This is particularly true when comparing the Merrick Bank cards to other no-fee credit cards for people with bad credit.

Online application

The double your line visa credit card online application is for people who want to get a credit card in order to improve their credit scores for the next time they apply for something that needs proof of their credit scores. In this case, you will be able to put $200 into your credit line. When you meet the requirements, your credit line will be quadrupled to $400.

Another way to raise your credit limit is to make the $200 payment on time for the first seven months after your account is opened.

Using secured credit cards to build credit is a great way to improve your credit score, and they can be used by people with all kinds of credit. Reviews Reviews

It is easy to get a FICO (Fair Isaac Corporation) credit card, and customer service is all in the United States.

There are no fees for the Platinum Visa Credit Card. The ability to apply for credit online means that your credit line can double. People can get $550 or $1200 in basic credit lines, and they can get up to $2400 in double credit lines. It has special Platinum Visa features that other cards don’t have.

You can start out with either an unsecured line of credit or a secured line of credit card to see which one works best for you at the start. It is very important to have the right credit card for your needs, whether you are starting or rebuilding your credit history.

With the help of this agreement, you can make sure that your credit scores are updated in the credit bureaus every month, as needed. From your point of view, the card can help you build a financially secure future.

Acceptance rate

In light of the fact that the bank and its credit cards are meant for a very specific group of people, Doubleyourline has a very high acceptance rate. As a whole, Merrick bank has more than 2.4 million customers. It caters to a very specific group of people. It is mostly for people who have bad credit and are trying to improve it, or who are trying to get credit for the first time.

Credit cards from this company are a great choice for people who want to improve their credit scores. In the books, they have illegal charges against them. They aren’t liable for any fraud.

In addition to giving out credit cards, the bank also provides these other services:

Personal loans, revolving lines of credit, certificates of deposit, and merchant services are all on the market, as well.
All the information you need to know about how they play cards
The types of credit cards that can be applied for at the bank are the following: There are two types of Visa Signature and MasterCard Signature: Visa Signature and MasterCard Signature

Platinum Visa: A Visa that comes with a promise.
If you buy their card, you’ll get the following:

Merrick will double your line if you can make at least a small monthly payment for the first seven months; a quick and easy process; and a good rate.
Access to your account from a wide range of devices is free.
There is a lot of fraud protection and a lot of security.
FICO® credit scores are given away for free, as well as other things.
The steps to get the card
You can get your double your line credit card online, but you first need to get pre-approval from the bank.

You will only need to fill out an online application and send it in to be considered.

You won’t have to wait for a long time to get an answer. Reviews

You may also be able to get a special deal from the bank. In this case, you only need to fill out a form on the bank’s website with the following information, which you can find here:

A number of Acceptance Certificates. This number is found in the offer letter. First and last names; your email address; and the number of Acceptance Certificates you have
You can apply now when all of the required fields have been filled out. Click the Apply Now button.

When customers give us feedback, we look at it.

There are 4,686 reviews of the bank on Trustpilot, where it has a score of 9.3, with 84% of customers giving the bank the best possible score.

It is a very good result, and there aren’t many businesses in the world that are ranked at this level.

Also, there are customer reviews of the bank and its credit cards that can be found on a lot of different websites, with most of them getting average or above-average reviews.

It has also been approved by the Better Business Bureau and has been given an A+ rating.

Even though some people have raised concerns about this service, especially about getting an offer from the bank, then having it turned down by the customer.

The bottom line is that:
Applying for a credit card with DoubleYourLine, on the whole, is a quick and easy process. This doesn’t mean that your application will be approved though.

Getting turned down for a loan is the most common complaint about the company. Despite good ratings from the Better Business Bureau and a lot of positive reviews from customers, the bank still has a lot of bad reviews.

You should think about applying for a credit card with this company if you need one, but make sure you read their terms and conditions first.

Your credit line will double. For instance, if you start with a $500 credit line and make seven on-time minimum payments, your credit line could increase to $1,000. This will reduce your credit usage, which will improve your credit score.

The Merrick Bank is a financial institution based in Merrick, Double Your LineTM is a trademark of Double Your Line, Inc. The Visa® Credit Card’s distinctive feature—true to its name—is that if you make at least your minimum payment for the first seven months your account is available. Reviews Reviews