lendingpoint reviews. The Atlanta-based company LendingPoint provides consumers and small businesses with access to loans and financing in 48 states. Even if your credit is merely fair, you may qualify for a personal loan from the company in the amount of $2,000 to $36,500. After approval, the money could be in your account the following business day.
LendingPoint’s personal loans start at $2,000 and go as high as $36,500. LendingPoint personal loans could be the best option if you need a little extra money to cover a minor emergency expense. To those who qualify, funds can be transferred as soon as the following business day.
LendingPoint has an origination fee despite offering fast funding and lower loan amounts than some of its competitors. If you need a loan quickly but don’t want to go the payday loan route, LendingPoint is your best bet.
You may be able to get a loan from LendingPoint even if you have poor credit or have been rejected by other lenders. In fact, as long as the bankruptcy was discharged more than a year ago, you will still be eligible for approval. We offer loans in 48 states plus DC. All but two states (Nevada and West Virginia) are accepting applications at this time.
Not only that, but you also must:
Age requirement: 18 and up
Possess a valid photo ID issued by any U.S. federal, state, or local government
Get a Social Security Number
Keep money in a bank account under your own name that can be verified
LendingPoint only reports to Experian and TransUnion, not the other two major bureaus. Find a lender who reports to all three major credit bureaus if you want to work on raising your credit score.